Financing

Flexible Options to Bring Your Vision to Life

S&M Carolina Construction knows that quality renovations are an investment and now you can make that investment without draining your savings. We’ve partnered with Hearth to offer financing options that fit your budget, so you can get started on that kitchen remodel, bathroom renovation, home addition, or roofing project without waiting.

Schedule Consultation

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Why Finance Through Hearth?

    • Fast + Easy Pre-Qualification – See your rates in under 2 minutes
    • No Impact on Credit Score – Only a soft credit check to get started
    • Multiple Lenders – Compare personalized offers from up to 17 trusted lenders
    • No Prepayment Penalties – Pay off early without extra fees

What Can You Finance?

Financing is available for nearly all of our services, including:

    • Kitchen Remodeling
    • Bathroom Remodeling
    • Home Additions
    • Whole-Home Renovations
    • Commercial Construction Projects
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Ready to Get Started?

  • Fill out our form to tell us about your project
  • Schedule your free quote
  • Apply for financing through Hearth with a few simple steps

We’re here to help you build something that lasts, without the financial stress.